Sunday, November 02, 2008

Light at the end

Here we go again.
Being accused of being an optimist is not a bad trait to have in these times. We have enough "gloom and doom" neigh sayers through-out Derry and unfortunately their voices are heard more often than one wishes.
Can we dwell on all the negatives we hear and are bombarded with on a daily basis or should we look for AND CONCENTRATE on the positives of each situation. I'll let you answer that question for yourself!

Reading many books written by successful people usually have a common theme. Stay away from the negative energy- its sucks the lifeblood out of everything. Surround yourself with the positive people! Even the medical community will tell you that by doing so, you will be happier, healthier and live longer.
So when being accused of "wearing rose-colored glasses" I say yes! whats wrong with that? Is the world perfect? of course not! Can I find something to complain about on a daily basis? sure but why would I want to make myself sick everyday. I could blame my problems on someone else, would that make me feel any better? Maybe, but we have to look ourselves in the mirror and understand that we control our thoughts, feelings and how we act. That's the power of positive attraction. What comes around, goes around. You think positive thoughts and positive things happen, You think negative thoughts and negative things happen, its a very simple life lesson.

Lets look at today's economy. Is gas going down? $2.39. How about heating oil? yep
These two things are the life blood of the economy..
How about real estate? Well the absorption rate is now at 6.8 months in Derry! Down from over 10 months supply. How about being a good time to buy real estate? Prices are more affordable than ever and who among us think that the housing market will not go back up in value. Stock market? some stocks are considered a steal right now...

Remember that the economy is 2/3 consumer confidence. Once banks and people stop being negative and start being positive, will we get out of this mess. I will go on to say that this spring, we will have so much pent up demand that our economy will be on the fast track to getting back where it should be..

Folks there is a reason why rich people get richer... They buy at the best value, when others are to afraid to let go of any money. I am not one of those rich people, however, should we not be looking at what they are doing? Now, I do understand some people are in worse shape financially than others, however keep the positive thoughts and positive people around you at all times! Forget those everyday negative, energy sapping people that are miserable day in and day out.. You deserve better!

33 comments:

Just another poor Derry Taxpayer said...

I am not one of those rich people,

You have just realized this is why you are not. Its because of the way you think.
Think positive and you will be rich.

BC said...

Very good and your 100% right derry tax payer!!!

Anonymous said...

to be positive i suggest not watching any news or read any newspaper its all gloom and doom. Where does one find those positive people everyone i know are feeling that gloom and doom maybe you bc should start a class in town on getting those positive feeling

Anonymous said...

bc
I read this article yesterday and felt I had to write to you. The article is regarding a little boy who fell and cut his head and required stitches. No big deal right...thats what I thought. Upon reading the article a bit further I see that the rec head Eric Bodenrader was quoted as saying that is isn't the towns problem. I have included the article and hope you read it.

http://www.unionleader.com/article.aspx?headline=Derry+boy+injured+on+town's+new+slide&articleId=05302f77-8ee5-41bf-ba45-b1e244891a2d

Now it seems Mr. Bodenrader has done all he should follow the instructions as per the manual and contacted the manufacturer regarding this safety flaw. This all sound great then he was quoted as saying basically it is not the towns problem if anymore kids get hurt. First, I find this appalling that someone in his capacity to be speaking in this manner. Second, I have been at this park with the kids and I do find it to be an accident waiting to happen. Not just the tower, but the other structure as well. Quite a few kids were hurt going down the slides in the few hours i was there. What is the towns liability in regards to this? I would say there is more of a liability here than say Benson's fence? Lastly, who chooses these structures to play on? Is there a volunteer commitee with young children or just an department head trying to relive his 8 year old dreams?

Anonymous said...

The rec dept does a great job for the kids of this town. Give me a break - this is some parent trying to make some money on their kid's injury - shameful. He's 10 year's old - not 3 or 4 and the article says he was goofing off with his "buddy" - perhaps doing something he knows he shouldn't have?

You can't gurad against all injuries on any playground. Obviously if there is a defect and someone gets hurt - fix it and pay for the medical expense if the person has no insurance. But anything more than that is bull!

Young Mr. Patient is likely to have many more bumps and bruises and stitches before he grows up! Come on mom - he's 10 years old - accident's happen.

You obviously appreciate the Rec Dept's efforts for giving your kid a place to play - don;t fall for teh ambulance chasing lawyer's promises of easy money - take the high road! If more people did we wouldn't have so many ambulance chasing lawyers!!!!

Anonymous said...

12:48
They should take that thing down.
It is a waste of taxpayers money.
Kids can play on something their parents construct, they when they get a boo-boo daddy can pay.

Its people like you that bring this out in me and others too.

Anonymous said...

On a positive note maybe McCain will get in.

My wallets pretty fat, are you saying if I'm more positive it will get fatter?

It's tough staying positive when everyone is ripping you off but I'll give it a shot and see what happens.

Thanks for the advise BC.......

Anonymous said...

RELAX,
you infer too much from my post. I am just letting you know what is out there. I personally don't care if this kid got 50 stiches. The point is that town dept. heads should think before speaking. It is obvious from the article that the mother does not intend to sue the town but there are many families out there that would jump at the oppurtunity.I appreciate all that this particular department does for the youth in our town. My family utilizes a lot of their services.

4:46 I don't think it takes much to have your nastiness come out, I I am sure a cloudy day would does it just as effectively.

Anonymous said...

I stumbled across this while looking for county election results... I can't seem to find them online.

FREE Prescription Discount Card

The Rockingham County Commissioners are pleased to announce the launch of a discount card program designed to help our residents with the high price of prescription drugs. Rockingham County is making free prescription drug discount cards available under a program sponsored by the National Association of Counties.

The cards may be used by all county residents, regardless of age, income, or existing health coverage, and are accepted by most pharmacies in Rockingham County.

Cards were distributed to all Rockingham County towns and community service agencies.

For assistance, Caremark Rx Incorporated administers the discount card program and is available at 1-877-321-2652 or via the web at www.caremark.com/naco . The website offers pricing information, pharmacy locations, drug information, and a mail order prescription program.

BC said...

anon 11:17,
This is awesome information!! Thanks for sharing with us all.

Just another poor Derry Taxpayer said...

www.prescription-savings.com
is one I have used and others I know have signed up too.
Its free and gets a good discount when getting a prescription filled.

Anonymous said...

I just received my 2008 tax bill and I hate to say this but my tax bill just went down....again!

Yes two years in a row it has gone down not by a huge amount but by about a 1/2 a percentage point. I am attributing this to the possibility that my residential property is loosing value faster than the commercial property in town so that my "piece of the pie" has just become a little bit smaller

Now I'm not saying I want to pay more taxes or can afford to pay more and I certainly don't want to give my address in case it is an error. But with all the doom and gloom about tax bills and constant complaining about soaring tax bills I just thought I would report an actual fact in my situation.

Everyone on the council is constantly taking heat about the taxes and "spending tax payer money". Just thought I let you know mine went down, again.

BC said...

8:16,
See, you must be thinking positive about lower taxes!!

Anonymous said...

8:16

Someone else is paying your expected increase plus thier own.
This is how the system works.
You will get you triple increase soon, so anticipate it and save for it.

Anonymous said...

Yeah - well I must have got the amount they dropped from you added to mine - because despite a significant drop in my property valuation my bill went up by $400.

Anonymous said...

I know it's been posted on this blog about thousand times already, but people need to target the school district if they want to control spending in this community.

Other communities have already implemented user fees for buses and for extracurricular activities such as clubs and sports.

The time has come for Derry to think long and hard about implementing similar user fees. It's the community's job to educate its children, but not its responsibility to pay for Sally to play soccer and Jim to play basketball.

Anonymous said...

How about we shut down the dump and lay all the dump workers off and also cut 10% of all town and school employees for starter's

I pay to have my trash picked up it's about twice the dump fee a year but I save alot of time and gas.

BC....can I get a credit for not using the dump seeing that I'm not using town services.

BC said...

anon 5:05,
Eventually with the tax cap we may see these user fees in the future. It does make sense and when money gets tighter and tighter more people may agree with it. On the other hand you may get an income tax in NH since the Dems are in full control of the state house.... We shall see.

Anonymous said...

My taxes went up about a $1000.00 and I'm not excited about it at all.

It take's me about 4 months of hard work at a non union job just to cover my property taxes.

I don't understand why everyone in this country put's up with it.

I feel like all the politicians just wont be happy until we are all broke.

There is no rime or reason to any of it anymore.

The middle class will be gone soon and all that will be left is the rich and the poor.

I'm quickly become one of the poor and so are most of my neighbor's.

I guess me and my wife have the option of working a 4th job.

Anonymous said...

Anon 5:05,
Sorry but your view does not hold up. You CHOOSE to have private trash pickup, which of course is your privilege. But do not expect others to pick up your portion of fees just because you decline to use them. If your idea held up, I could ask for most of my taxes back because I do not have any kids in school. Life does not work that way.

Anonymous said...

Nice to see Kevin Coyle doesn't have any freinds in Rockingham County....not just Derry....Has he considered South America for a new home ??????

BC said...

anon 10:55,
The same applies to me as well. I did not get elected to the state house. Where were all my friends??? No seriously.. I want to thank the people who did vote for me. Even though I came up short in this election. Its interesting to note that three present councilors who ran for another office were not voted in.

Anonymous said...

Did Letorneau get i?

BC said...

anon 4:09,
Yes he did. The senator did very well. He has friends!

Anonymous said...

While the trends nationwide were to replace the GOP with Democrats, it seems Derry was happy with the status quo. Derry was NOT a community that wanted change.

I wonder if the Carney and Coyle would have faired better had they decided to run as republicans? Then again, they may not have made it past the primary.

Anonymous said...

6:45
I heard talk about CHANGE.

I do not understand what will CHANGE because no candidate ever explained what the CHANGE will be.

Can you tell me what is going to CHANGE?
Hopefully you can.

BC said...

The more that things change
The more they stay the same

Anonymous said...

Retirees may cost NH towns extra cash

By CLYNTON NAMUO
New Hampshire Union Leader Correspondent
10 hours, 50 minutes ago


DOVER – Municipalities on the Seacoast are up in arms over new retirement system regulations that could cost taxpayers across the state millions of dollars, but legislators are promising to fix the problem before the expenses can hit cities and towns.

A new directive known as the 125 percent rule requires employers who are part of the New Hampshire Retirement System to make one-time payments to shoulder some of the cost of increased pension benefits for employees who use substantial end-of-career extras -- such as overtime or unused leave -- to inflate their final salaries and thus their pensions.

It means that cities and towns may have to pay upward of $250,000 when certain employees retire, particularly police and firefighters, according to calculations done by the NHRS.

House Speaker Terie Norelli, D-Portsmouth, told the New Hampshire Union Leader the 125 percent rule was an unintended consequence of legislators trying to reform the NHRS and provide equity among cities and towns.

"An inequity existed wherein one town may be paying more into the retirement system than people thought they should because of extra things another town was offering their employees," she said.

Norelli said legislators will address the problem once the session begins in January; she does not expect any 125 percent rule payments to be made before then. She noted that the 125 percent rule is only a small part of HB 1645, which introduced many reforms to the NHRS that she said saved municipalities a substantial amount of money.

"There will be a fix," Norelli said. "I can't say at the moment what that will be. We didn't intend to fix a problem by creating another problem, but I know that the legislators who are experts on this issue -- and I am not one of them -- do believe that there was a problem that needed fixing."

The NHRS plans to study the issue and provide the legislature with possible alternatives to the 125 percent rule, but what they will be remains to be seen.

Still, without a fix on the books yet, municipalities across the Seacoast have become concerned.

Portsmouth City Manager John Bohenko said the 125 percent rule doesn't take into account the fact that many employees work overtime throughout their career. The rule, he says, punishes the city for those employees, even though the municipality has paid into the NHRS based upon the higher salaries all along.

"Even though we paid into the system for all those years for the firefighter's overtime, we'd probably have to pay a $500,000 surcharge for that firefighter," Bohenko said.

The rule is expected to make the retirement costs of police and firefighters in particular more expensive for towns.

Portsmouth expects to pay $1.3 million in 125 percent rule costs for eight employees scheduled to retire over the next nine months unless the problem is fixed, Bohenko said.

The effects of the 125 percent rule could reach well beyond municipal budgets.

Already the issue is having an effect on collective bargaining agreements because the rule only goes into effect after a new contract is signed. For those without contracts, the rule changes began on Sept. 1.

Dover City Manager Michael Joyal said the city has tentative three-year contracts with firefighters and fire officers, but it remains to be seen if the city council will approve them because they were negotiated before the effects of the 125 percent rule were known.

"This new provision's going to take effect and it introduces a significant cost into the equation that communities calculate when they approve contracts," he said.

In Dover, the 125 percent rule is expected to cost the city an additional $1 million if the nine firefighters and fire officers eligible to retire during the contract's term do so, Joyal said.

The charge averages to a cost of more than $100,000 per employee. Where that money will come from, or if it will even be needed, remains to be seen.

Rochester is also feeling the pinch, particularly because voters there approved a tax cap earlier this month that could impede the city's ability to raise money to cover 125 percent rule costs.

"That's the kind of cost that obviously will have to result in cuts to lots of other areas," Rochester City Manager John Scruton said, noting that the issue is certain to arise during upcoming negotiations with their firefighters.

It is unclear precisely how much the 125 percent rule could cost cities, towns and the state if it isn't fixed, but there is no doubt it would be well into the millions.

In fiscal 2008, 260 police officers and firefighters across the state retired, according to Merelise O'Connor, chief member services officer and interim deputy director of the NHRS. Those numbers are not expected to fall.

"We've just started the baby boom," she said. "We expect to have high numbers of retirees for the next 12 years."

A police officer or firefighter who retired after about 33 years with a base pay of about $80,000 and an average final salary for his highest three years of about $126,000 would cost a city or town about $275,000, according to an NHRS calculation.

Although most police officers and firefighters don't have such outsized salaries, it has happened before.

Possibly the most infamous cases is that of former Dover Police Chief William Fenniman, who cashed in more than $190,000 worth of unused leave over his last three years of service, inflating his average final salary to the point where his pension is expected to eclipse his then base salary of about $114,000. He left Dover early in 2007 to take a job with the state.

Anonymous said...

Sounds like a perfect time for the town to usher Garone out the door. he has over 200 days on the books at an average salary of 120K per yr. By my calculation, that's a cost to the town of approximately 165K. Get rid of him NOW!

Anonymous said...

from Thursdays Derry News

<<<<"Derry tax bills contain error

The tax bills that were mailed out on Nov. 3 contain an error but it does not effect the amount of money owed, according to Town Administrator Gary Stenhouse. The line just below the tax rate labeled "Tax Rate by Dollars" is not correct. That section should break down the gross tax for the year by various components. It is for information only. A letter will be mailed to homeowners soon with the correct information.">>>>

What's it going to cost us taxpayers to pay for the mistake on the property tax bills. Anyone losing their job over this mistake? Didn't this same thing happen a year or 2 ago? I'm sure if I messed up at work that cost thousands of dollars I would lose my job. Oh yea, it's just the tax payers money. No big deal, more where that came from. Thanks a lot.

Anonymous said...

Who says crime dosen,t pay after reading that last blog.These guys get away with it because our wonderful elected officials let them at the bargaining tables.

The real world makes you use vacation and sick time every year. They dont add it to your pention if you get one at all.

Lets see , the rest of the world is cutting cost and DERRY is setting us up with a higher tax rate. AHH must be those fat pentions in the union leader there talking about!!!!!!

Just another poor Derry Taxpayer said...

1:44
You still have that axe to grind with Garone.
It shows in your posts and I am sure day to day conversations.
I hope you are not a disgruntled cop that got passed over.
If you get rid of the axe you can then point out inequities and have some credibility.

9:05
Include the Unions too. They are pumping millions into politicians campaigns and their guys got in. They tell their members who to vote for.
The politician than has to do things in the union's favor. i.e. auto bailout.
The only difference between unions and the mob is unions do things openly "legit"

Anonymous said...

to all you skeptics, like i told you before the new play system at Humphrey park is an "accident waiting to happen" I heard they taped off the new structure because too many kids were getting hurt.